

The NH Bankers Association Insurance Trust offers any combination of medical (health), dental, vision and life products. As a self-insured medical plan, we now offer tiered rating. This allows you to benefit from your own experience and from scale, yet it also provides some insulation when bad claims inevitably hit.
Additionally, NH Bankers Services is able to serve as your broker of record for fully insured medical plans.
Medical offerings:
- Health Plans by Anthem Blue Cross Blue Shield
Transparency in Coverage Rule - Machine Readable Files
The Transparency in Coverage Rule requires group health plans such as the New Hampshire Bankers Association Insurance Trust to publicly publish two machine-readable files. The first file will show negotiated rates for all covered items and services between the plan or issuer and in-network providers. The second file will show both the historical payments to, and billed charges from, out-of-network providers.
Because Anthem is the administrator of the Trust’s Health Plan these machine-readable files are found at Anthem's website. This information will be updated monthly as required by the Transparency in Coverage Rule.
Additional offerings:
- Dental Plans by Northeast Delta Dental
- Group Disability and Life Insurance by The Standard
- Vision Insurance by The Standard
Contact for more information:
NH Bankers
Sandy Tracy
(603) 224-5373
stracy@nhbankers.com
Consultant:
The Richards Group
Ryan Cronan
(978) 387-3346
rcronan@therichardsgrp.com
2025 Board of Trustees
CHAIR
Mark Pitkin, President & CEO
Sugar River Bank
EXECUTIVE SECRETARY
Kristy Merrill - President
NH Bankers Association
INSURANCE PRODUCER
Sandy Tracy - SVP/COO
NH Bankers Association
DIRECTORS
Catherine Bardier - SVP, Chief People Officer
Ledyard Bank
Valarie DiLorenzo - VP/Human Resources Officer
Bar Harbor Bank & Trust
Steffany Gallant - AVP/Human Resource Officer
Piscataqua Savings Bank
Kathy Maguire - SHRM-SCP, SPHR
Granite Edvance
Kevin Miller - CPA, COO and CFO
Profile Bank
Amy Rankins, MS-HRM, PHR, SVP & Human Resource Officer
Franklin Savings Bank