While stablecoins, cryptocurrency, and the blockchain are not new ideas, a flurry of activity by regulators and the marketplace have ensued since the passage of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (Genius Act) in July, 2025.
To help bankers understand the developments, risks, and opportunities please find the list of resources below. This is not intended to be exhaustive, but as a resource to help bankers navigate this rapidly emerging field.
We encourage you to share any additional resources you may find valuable with Kristy Merrill or Ryan Hale to add to this page.
GENIUS Act, S. 1582 https://www.congress.gov/bill/119th-congress/senate-bill/1582/text
OCC Notice of Proposed Rulemaking to Implement the Genius Act: https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-3.html
ABA Staff Analysis on Genius Act OCC Notice of Proposed Rulemaking: https://www.aba.com/advocacy/policy-analysis/staff-analysis-on-the-genius-act-occ-nprm (membership may be required)
Conference of State Bank Supervisors (CSBS) – Presentation of OCC Genius Act Rules; FDIC & NCUA Application Rules; State Activity Overview https://nh-token-commission.org/_attachments/CSBS+Genius+Act+Implementation+Update.pdf
NH BFA Approves World’s First Bitcoin-Backed Municipal Bond https://nhbfa.com/news/nh-bfa-approves-worlds-first-bitcoin-backed-municipal-bond/
Commission to Study Stable Tokens https://nh-token-commission.org/Welcome
NH Blockchain Council https://nhblockchaincouncil.org/
Potential Outflows & the Impact to NH https://secureamericanopportunity.com/wp-content/uploads/2026/03/2026-Stablecoin-One-Pager-NH.pdf
Report outlining value of banks to New Hampshire’s Economy https://newhampshirebankersassociation.growthzoneapp.com/ap/CloudFile/Download/rJ2MOj3r
Treasury Report Explaining the terminal effects of interest-bearing stablecoins from a perspective of Treasury demand, USD hegemony, the expansion of dollar-backed payment stablecoins, and potential effects for insured depository institutions and Tokenized Money Funds and Related Risks https://home.treasury.gov/system/files/221/TBACCharge2Q22025.pdf#:~:text=Digital%20Money,the%20United%20States%20and%20abroad
Boston Fed: New money-like products are constantly emerging. How could they impact the broader financial system? Fed working paper introduces a framework for analyzing the potential risks of stablecoins and more https://www.bostonfed.org/news-and-events/news/2026/02/money-like-products-stablecoins-framework-supervision-regulation.aspx
Tokenized deposits: the future of tokenized money for financial market settlement https://bankingjournal.aba.com/2026/03/tokenized-deposits-the-future-of-tokenized-money-for-financial-market-settlement/?utm_medium=email&utm_source=rasa_io&utm_campaign=newsletter
Tokenized Deposits Steal Stablecoin Buzz — and the Business Model https://www.pymnts.com/whats-trending/2026/karen-webster-2026-stablecoins-trends/
From Ripples to Waves: The transformational power of tokenizing assets https://www.mckinsey.com/industries/financial-services/our-insights/from-ripples-to-waves-the-transformational-power-of-tokenizing-assets