Coronavirus COVID-19 Resources

The New Hampshire Bankers Association, like the general public, is concerned about the growing spread of the coronavirus and the impact it will have around the country and here in New Hampshire. We are committed to sharing vital information and updates with the banking community and have created this resource page for the coronavirus with various links that will be updated continually. If you have questions about additional member resources, please contact us.

Quarantine Information

Latest CDC guidance - 12-27-21

Reopening Resources

9/30/21 - Executive Order Mandating Vaccines Legal Memo  - Gallagher, Callahan & Gartrell
Biden Administration Covid-19 Plan
9/28/21 - ABA FAQs on Impact on Banks of President Biden’s COVID-19 Action Plan - (ABA membership required)
8/23/21 - How Has Delta Changed the Game? - ABA
2/18/21 - Updated Return to New Normal Guide  - ICBA
Guide to Help Banks Implement, Enforce Mask Policies - ABA
Reopening Guidance - NH State Banking Department
Reopening Survey Responses - 2nd round - NH Bankers Reopening Task Force
Reopening Survey Responses - 2nd round - detailed comments - NH Bankers Reopening Taskforce
Reopening Survey Responses - Summary (PDF) - NH Bankers Reopening Taskforce
Reopening Survey Responses - Summary (XLSX) - NH Bankers Reopening Taskforce
Reopening Survey Responses - Detailed - NH Bankers Reopening Taskforce
NH COVID-19 Reopening FAQs - NH Bankers Reopening Taskforce

Cleaning And Disinfecting Your Facility - CDC
Cloth Face Coverings Information - CDC
How to Safely Wear a Mask - CDC
Personnel Management Solution FAQ - Meridian
Sample Signage - Teller Line Remove Mask for ID
Sample Signage - Building Capacity
ABA Return to Offices and Facilities Survey Summary Report Published May 17, 2020

ICBA - A Guide for Pandemic Response - Return to the New Normal Published May 11, 2020

ABA Coronavirus Reopening Matrix
The matrix from the ABA provides a comprehensive list of potential mitigation measures banks may take related to their facilities, customer interactions and workforce management.

NH State Opening Guidance Documents
Safer at Home documents
K-12 Reopening Guidance 
Post-Secondary Education Guidance

NH Bankers Resources

5/12/20 - NH Bankers Press Release - With Second Round of Paycheck Protection Program Underway
/5/20 - NH Bankers Press Release - Profiles of PPP Loan Recipients in New Hampshire
4/20/20 - NH Bankers Press Release - PPP Depleted, but Thousands of Small Businesses Have Benefitted
/16/20 - NH Bankers Press Release - Banks Still Available to Help, Even after Paycheck Protection Program Funds Are Exhausted
4/10/20 - NH Bankers Press Release - One Week After PPP Rollout, New Hampshire’s Banks are Fully Engaged and Lending to Small Businesses
Coronavirus Relief Checks: What You Need to Know - Greg Friedman, Associate General Counsel, Bankers Alliance
4/6/20 - NH Bankers Press Release - Banks in New Hampshire Mobilized for Small Business Lending Program
3/27/20 - NH Bankers Press Release - NH Bankers Applauds Passage of Federal Aid Package for New Hampshire’s Small Businesses

Updated 3/26/20 - COVID-19 Employee Law Questions - This is summary information intended only to guide discussions. Employers should consult with counsel about how these changes may affect their particular businesses. 

Pandemic Planning Tools from Compliance Alliance

3/23/20 - Virtual Annual Meetings in Response to COVID-19 - Legal Update from Luse Gorman

Guidance from Federal Regulators

Commodities Future Trading Commission (CFTC)

Consumer Financial Protection Bureau

EEOC Guidelines on ADA Compliance During Coronavirus

Federal Deposit Insurance Corporation (FDIC)

3/26/20 - The FDIC Announces a 30-Day Grace Period for the Call Report for the First Quarter of 2020
3/19/20 - Joint Statement on CRA Consideration for Activities in Response to the COVID-19
3/19/20 - McWilliams Calls on FASB to Offer CECL Postponement
3/19/20 - Frequently Asked Questions for Financial Institutions Affected by the Coronavirus Disease 2019
3/16/20 - FDIC Announces Steps to Protect Banks and Consumers and to Continue Operations
3/9/20 - Agencies Encourage Financial Institutions to Meet Financial Needs of Customers and Members Affected by Coronavirus

Federal Reserve

4/9/20 - Federal Reserve takes additional actions to provide up to $2.3 trillion in loans to support the economy

Federal Reserve Board List of Monetary Policies

4/3/20 - Further Information to Financial Institutions in Response to the Coronavirus Disease 2019 (COVID-19) Pandemic
3/16/20 - FinCEN Issues Statement on BSA Reporting, Illicit Activity in Wake of Coronavirus Pandemic

3/18/20 - HUD Provides Immediate Relief for Homeowners amid Nationwide Corinavirus Response
3/18/20 - Foreclosure and Eviction Moratorium in connection with the Presidentially Declared COVID-19 National Emergency

Office of Comptroller of the Currency (OCC) 
Frequently Asked Questions Regarding COVID-19
Frequently Asked Questions for National Banks and Federal Savings Associations
3/20/20 - Licensing Filings : Use of Electronic Methods for Submission of Licensing Filings
3/17/20 - Federal Register: Regulatory Capital Rule: Money Market Mutual Fund Liquidity Facility
3/13/20 - Pandemic Planning: Working With Customers Affected by Coronavirus and Regulatory Assistance 

OSHA Guidance for Preparing Workplace

4/19/21 - Updated Notice  on First Draw Paycheck Protection Program Loan Increases After Enactment of the Economic Aid Act 

3/30/21 - Procedural Notice to provide updates procedures regarding Hold Codes and Error Messages

3/17/21 - an Interim Final Rule to implement changes to PPP as a result of passage of the American Rescue Plan Act of 2021

3/4/21 - SBA information released

IFR:  SBA PPP IFR Loan Amount Calculation and Eligibility (3-3-21).pdf

Borrower First Draw Applications:

Paycheck Protection Program First Draw Borrower Application Form (updated 03-03-21)

Paycheck Protection Program First Draw Borrower Application Form for Schedule C Filers Using Gross Income (published 03-03-21)

Borrower Second Draw Applications:

Paycheck Protection Program Second Draw Borrower Application Form (updated 03-03-21)

Paycheck Protection Program Second Draw Borrower Application Form for Schedule Filers Using Gross Income (published 03-03-21)

Lender Applications:

Paycheck Protection Program Lender Application Form First Draw Loan Guaranty (updated 03-03-21)

Paycheck Protection Program Lender Application Form Second Draw Loan Guaranty (updated 03-03-21)

2/12/21 - Registration Required for System for Award Management (
2/8/21 - EIDL Advance Reconciliation Payments

  • FAQs – Posted Questions 54-56 on FinCEN, Bank Secrecy Act/Anti-Money Laundering, and public broadcasting stations
  • FAQ - Shuttered Venue Operators Grants
  • Information Notice 5000-20087 – Updated Section 1112 Tax Implication Reporting Requirements
  • Procedural Notice 5000-20089 – Extend 7(a) and 504 Electronic Signatures through 4-30-21
  • Procedural Notice 5000-20090 – Extend Microloan Electronic Signatures through 4-30-21
  • Procedural Notice 5000-20088 – Extend Microloan Closings through 4-30-21

1/25/21 - ABA Letter to SBA Treasury PPP
1/22/21 - SBA Points of Contact
SAM Requirements
SAM Registration Process for Grants Assistance Presentation
SAM Registration

1/20/21 - Read the interim final rule

1/19/21 - FAQs for calculation and document revenue reduction and the maximum loan amount for second-draw PPP Loans

  • Calculating the maximum loan amounts for first-draw PPP loans and what documentation is required for different types of businesses
  • A procedural notice providing information for PPP lenders on the process for borrowers to resubmit loan forgiveness applications using the simplified Form 3508S if they had already applied using earlier forms
  • A procedural notice providing information for PPP lenders on the process for borrowers to resubmit loan forgiveness applications using the simplified Form 3508S if they had already applied using earlier forms

1/11/21 - Paycheck Protection Program
PPP Lender Instructions – Origination Systems User Guide
PPP Lender Instructions – API Technical Information
SBA PPP Lender Hotline: 833-572-0502

4/3/20 - Paycheck Protection Program

3/18/20 - Today the SBA approved Governor Sununu’s request for a declaration from the SBA for businesses adversely impacted by the Coronavirus and its impact on normal operations.  The entire state of New Hampshire is now eligible under this declaration.

Over the coming days and weeks there will be press, webinars, virtual discussions and a variety of outreach and educational activities to help businesses understand the process and decide whether and how to apply.  There is an extended application period so no one has to decide today; but we have heard from a lot of folks with immediate needs and are happy to be able to make this program available.

Here’s where we would like to direct businesses at this time: New Hampshire businesses who are feeling the disruption are free to contact the Office of Emergency Management’s Joint Information Center by phone at 603-223-6169, or by email at [email protected] P

Fact Sheet – Economic Injury Disaster Loans
Deferments on SBA Loans under Certain Circumstances
SBA to Provide Small Businesses Impacted by Coronavirus Up to $2 Million in Disaster Assistance Loans
HANDOUT_SBA Disaster Assistance_Resources for Businesses

Legislative Relief

3/30/20 - Economic impact payments: What you need to know - IRS

3/20 - ABA Staff Analysis©: Paid Leave Provisions in “Families First Coronavirus Response Act” (H.R. 6201)
3/18/20 - President Trump signs into law H.R. 6201, Families First Coronavirus Response Act. Link to summary of  HR 6201

Please pass along the word to business owners in New Hampshire; that you are not alone.  In addition to the below programs the BFA is developing new resources that, coupled with our state agencies and lending partners, will be helpful during these challenging times. 

CAP Program - Providing banks the ability to lend up to $200,000 to small businesses and non-profits across the state. CAP loans can be used for working capital, temporary needs, lines of credit, or long-term assets. These loans have rapid approval times and can be deployed in situations that banks normally could not lend into. CAP is a powerful resource to help companies bridge the gap until COVID-19 subsides.

Temporary Loans - A direct loan program from the BFA in an amount up to $2,000,000. These loans are designed to be temporary in nature with a maximum three year term. The amortization rate is flexible, and the BFA can take a subordinate position to the bank. For companies who need temporary loan capital that the bank cannot provide, the BFA is ready to support their needs wherever possible.


What Our Banks are Doing

Bangor Savings Bank
Bank of America
Bank of New England
Camden National Bank
Citizens Bank
Eastern Bank
Enterprise Bank
Kennebunk Savings Bank
Ledyard National Bank
Meredith Village Savings Bank
Merrimack County Savings Bank
NBT Bank, NA
Northway Bank
Partners Bank
Pentucket Bank
People's United Bank
Profile Bank
Sugar River Bank
TD Bank
Union Bank

National Resources

ABA EIP Backgrounder  - March 11, 2021
ABA EIP Talking Points - March 11, 2021
Joint NH Trade Groups Letter in Support of Streamlining Forgiveness for Smaller PPP loans - September 22, 2020
Joint State Association Letter with ABA to the Treasury Department and the Small Business Administration which flags concerns Over ‘Unnecessarily Burdensome’ PPP Forgiveness Application - May 28, 2020
Joint State Association Letter  with ABA to the Honorable Mitch McConnell, the Honorable Chuck Schumer, the Honorable Nancy Pelosi and the Honorable Kevin McCarthy in support of increased funding for the SBA's PPP - April 15, 2020
Main Street Lending Program Overview - ABA
Economic Impact Payment FAQs for consumers - ABA
ABA COVID-19 Information and links
ABA COVID-19 Communications Toolkit
ABA COVID-19 Banking Frequently Asked Questions
ICBA COVID-19 Response & Preparedness Information and links